EFFECTIVE August 1, 2013


We do not disclose any client information collected on, except as permitted by law. We do not sell or disclose any client information to a third party for their independent use. The sections that follow will describe our information collection and sharing practices, and the safeguards we use to protect your non-public personal information.

We Collect Information that May Include:

Information that we receive from you personally on our website such as your name, address, phone number, and email address.

How Do We Collect Information?

Durable Income may collect information about you when you browse our website. We may collect technical information about your browser and the pages that you visit. For example, we may collect your internet protocol address, which is a numerical identifier assigned to a computer or device that connects to the internet. We may also collect any information you volunteer to us, such as survey feedback or contact information.

Online Tracking:
Durable Income may use cookies and other online tracking devices. Cookies are small text files that a website’s server places on your computer. The cookies provide a means for websites that you visit to track browsing activities conducted with your computer. This includes information such as pages and content viewed, the time and duration of visits, search queries entered into search engines, and whether a computer user clicked on an advertisement. Cookies make the personalization of your Web experiences possible and can also be used to retain data related to a particular browser such as items in online shopping carts.

How Do We Use Information?

  1. to present targeted ads in a variety of manners including: in email, in direct mail, through telemarketing, and on this website
  2. analyze the effectiveness of ads
  3. determine whether you would be interested in other services
  4. to conduct research and analysis to better understand our site visitors
  5. as otherwise required or permitted by law or with your consent.

Third-Party Advertising
We may partner with third parties such as Yahoo, Microsoft (Atlas technology) and [x+1] to deliver advertisements and monitor activities on our own website and other websites. We may monitor advertisement “click-throughs,” Web traffic, statistics, and/or other activities in order to improve browsing experiences on our website. Our partners may use cookies, Web beacons, and/or other monitoring technologies to compile statistics about website visitors.

These third parties are subject to their own privacy policies. If you prefer that Yahoo not record information about your site visits, you may visit Yahoo at to register your preference. You may also register your preference for a number of other third-party advertisers including Microsoft (Atlas technology) and [x+1] at or you may adjust your browser settings to reject cookies.

How We Share Information

In keeping with Durable Income’s policy, we will not share your personal information with anyone, except with your express consent or as described below.

  1. When complying with law, regulation or a court of government order or request;
  2. To combat fraud or criminal activity, and to protect the rights of Durable Income;

Opt In and Opt Out

You may have the right to opt in to or out of certain of our uses and disclosures of your client information. For example, when you are asked to provide client information on this Web site, you may have the opportunity to elect to, or not to, receive messages from us by e-mail. Even if you opt out of receiving promotional correspondence from us, we may still contact you in connection with your relationship, activities, transactions and communications with us.

Wireless Addresses

If the e-mail address you provide to us is a wireless email address, you agree to receive messages from us at such address unless and until you tell us not to send messages to that address, by following the instructions in the Opt Out section above. Your wireless carrier's standard rates will apply as long as you are receiving messages at a wireless e-mail address. If you give us a wireless email address, you represent that you are the owner or authorized user of the device on which messages will be received and that you are authorized to approve the applicable charges.

We Protect Client Information About Former Customers

If you terminate your relationship with us, we will continue to adhere to the privacy policies and practices provided in this notice and shall retain all collected client information in accordance with Federal Law.

We have Safeguards in Place

We have physical, electronic and procedural safeguards in place to protect the confidentiality, security and integrity of your client information.

If you correspond with us by e-mail, or using the "contact us" feature on our Web site, you should be aware that your transmission might not be secure. We will have no liability for disclosure of your information and due to errors or unauthorized acts of third parties during or after transmission.

If we believe that the security of your client information may have been compromised, we may seek to notify you of that development. If a notification is appropriate, we will endeavor to notify you as promptly as possible by email. You consent to our use of e-mail as a means of such notification.

Protecting Children

Our sites are not for children under 13 years old. We do not knowingly solicit data online from, or market online to, children under 13. If we knowingly receive a child’s personal information we will delete it from our systems.


We may change this Statement at any time. Changes are effective when we post them on this site.

If you would like to contact us about this Privacy Policy or any data privacy or confidentiality issues, below is our contact information:

Durable Income

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