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Many Investors are Focused on Four Simple Goals to Manage and Grow Wealth:

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  1. Provide regular, dependable cash payments
  2. Avoid loss of principal
  3. Diversify in a manner which maximizes risk-adjusted return
  4. Hedge against inflation and interest rate risk

Read how investments rooted in durable income are designed to help achieve these goals and how their performance compares with traditional fixed income instruments.

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About The Pie Graph: The “Traditional Investments” pie represents a hypothetical investment portfolio which follows a 50% stock, 40% bond and 10% cash allocation. The “Alternative Investments” pie represents a hypothetical investment portfolio which follows a 30% stock, 40% bond, 10% cash and 20% alternative investment allocation. ABOUT The DATA: Stocks are represented by the Standard &smp; Poor’s 500®, which is an unmanaged group of securities and considered to be representative of the stock market in general. Bonds are represented by the five-year U.S. government bond, Treasury bills by the 30-day U.S. Treasury bill, and alternative investments are represented by the Transactions-Based Index of Institutional Commercial Property Investment Performance (TBI) from the MIT Center for Real Estate from 1992 to 2010 and the NCREIF Transaction Based Index (NTBI) thereafter. An investment cannot be made directly in an index. The average return and risk are represented by the arithmetic average return and standard deviation, respectively. Arithmetic average return and standard deviation were calculated over the 10-year period of 1992 to 2002. Standard deviation measures the fluctuation of returns around the arithmetic average return of the investment. The higher the standard deviation, the greater the variability (and thus risk) of the investment returns. The data assumes reinvestment of all income and does not account for taxes or transaction costs. Note: Quarterly returns over 10 years was the basis of this analysis; for Real Estate, the NCREIF Total Return Index was utilized. Source: Bloomberg, NCREIF, Morningstar. Past performance is no guarantee of future results. This is for illustrative purposes only and not indicative of any investment. An investment cannot be made directly in an index. © 2012 Morningstar. All Rights Reserved.